Course Description:

The course aims to assist students in improving their communicative competence in the English language. All four major skills areas are covered and are presented in the context of the business world. The course is designed to help correct common language errors particular to this region.

Course Objectives:

1.     Introduction and revision of past present and future structures.

2.     Introduction of vocabulary for finance, marketing and management.

3.     Students will be able to write short business letters and reports.

4.     Developed study skills will be introduced.

Learning outcomes:

By the end of the course students will be able to:

-       Plan and manage their study habits

-       Identify both main themes and specific information in reading texts

-       Utilize present past and future tenses correctly 

-       Compose and reply to e-mail and letter

-       Handle and make arrangements on the telephone

-       Understand key vocabulary of loans and credit, financial statements and accounting

Grading:

Attendance:

Attendance and participation in all classes is essential in order to capture the full learning experience and is considered an important part of EIBFS academic requirements. Instructors regularly take attendance and submit reports to academic advisors. Students are advised to refer to the Students’ Handbook for more details on EIBFS’s attendance policy.

Application Pedagogy:

Lecture format will include discussions, group work, writing, audio- visual and audio learning as necessary. Student will be expected to participate actively in all teaching and learning activities. Students will be expected to read widely-including assigned recommended readings by the instructors.

Bibliography:

Text Book:

1.     Powerhouse Textbook, Evans, Longman, 2000.

2.     Powerhouse Study book, Evans, Longman, 2000.

3.     Powerhouse Video Workbook, Evans, Longman, 2000

References:

1.     Business Vocabulary In Use, Mascall , Cambridge University Press

2.     Build Your Business Vocabulary, Bowen, Thomson-Heimle

3.     Grammar & Practice, Duckworth, Oxford.

Website Resources:

 www.eslcafe.com

 www.english works.com

 www.englishclub.com

Course Description:

This course introduces students’ to the basic arithmetical operations and provide a good understanding of the money time value of money and the commercial arithmetic such as the future value , present value etc.

Course Objective:

1.     To help students build a strong foundation in arithmetic and business related mathematics.

2.     To improve students’ analytical skills and evaluation.

3.     To highlight the different arithmetic theories and their application in banking and financial services.

Learning outcomes:

By the end of the course students will be able to:

1.     Express amounts numerically & in word form, identify place values & use rounding off.  Add & subtract fractions.

2.      Define the terms principal, interest rate, time and maturity value. Find simple interest, using the formula I= prt. Derive the unknown variable in the formula I= prt if three of the four variables are known or can be determined.

3.      Compute compound interest. Using a present value table, calculate the present value of an investment earning compound interest. Calculate the amount of an annuity, using the compound interest tables

4.     . Prepare a loan repayment schedule when a monthly loan payment has been determined at a given rate of interest.

Application Pedagogy:

Lecture format will include discussions, group work, writing, presentations, practice exercises and assignments. Student will be expected to participate actively in all teaching and learning activities. Students will be expected to read the text or other assigned recommended readings by the instructors.

Grading:

Attendance:

Attendance and participation in all classes is essential in order to capture the full learning experience and is considered an important part of EIBFS academic requirements. Instructors regularly take attendance and submit reports to academic advisors. Students are advised to refer to the Students’ Handbook for more details on EIBFS’s attendance policy.

Bibliography:

Text Book:

 A Textbook for Financial Mathematics by EIBFS Faculty.

References:

1.     C George Alvey, Essentials of Math with Business Applications, 1^st edition, McGraw Hill, 2001.

2.     Robert Hughes, Business Math Essentials, 1^st edition, McGraw Hill, 1993.

Journals:

1. American Journal of Mathematics.

2. Canadian Journal of Mathematics.

3. Quarterly Journal of Mathematics.

Website Resources:

1. www.islamcity.com

2. www.halaljournal.com

3. www.islamic-finance.com

Course Description:

Microsoft Office Applications for Business is a comprehensive introduction to Microsoft Office applications of Word, Excel,  and PowerPoint, preceded by a brief overview of basic computer concepts and history. Windows operating system and some advanced financial functions are also included in this course.

Course Objectives:

1.     To develop the basic level of understanding of computer systems and their application in the banking sector by using financial functions.

2.     To provide hands on experience of the basic skills needed to work in the banking environment

3.     To foster future vision and understanding of IT in the society

 Learning Outcomes:

1.     At the end of this course  the student should be able to

2.     Apply and integrate end-user computer applications skills and knowledge to solve problems related to the processing, presentation and communication of information.

3.     Identify general concepts of information technology including hardware, software and networked environments.

4.     Able to work with Ms Office applications.

5.     Types of system software and application software.

6.     Utilize the features of a typical operating system.

Learning outcomes for Practical classes:

1.     Process  text, number and graphics at an advanced level, using a word processing program

2.      Process  numerical data, using a spreadsheet program

3.     Create presentations using   presentation or desktop publishing software or any other application software.

Application Pedagogy:

Lab based teaching methodology which  will include presentations, discussions, group work, , practice exercises, visual and audio learning as necessary. Student will be expected to participate actively in all teaching and learning activities. Students will be expected to complete assignments  independently as a part of learning process for each module.

Grading:

Attendance:

Attendance and participation in all classes is essential in order to capture the full learning experience and is considered an important part of EIBFS academic requirements. Instructors regularly take attendance and submit reports to academic advisors. Students are advised to refer to the Students’ Handbook for more details on EIBFS’s attendance policy.

Bibliography:

Recommended Text Book:

§  Text Book prepared by EIBFS Faculty

§  Long N & Long L 2005, Complete Computer: Information Technology in Perspective,  

 Pearson Prentice Hall, New Jersey

§  Sawyer SC & Williams BK 2003, Using Information Technology, McGraw Hill

 Publications

§  Levine JR 2000, Internet Secrets, 2^nd Edition (With CD Rom), IDG Books, New York

Web Resources:

www.grassrootsdesign.com

www.johnanthonygroup.com/introduction_to_computers.htm

www.externalharddrive.com/computers/about.html

Course Description:

This course is an elementary course in economics. It introduces the basic concepts of Economics such as Supply, Demand, price determination. It also introduces students’ into the Macroeconomics theories such as inflation , interest rates, employment etc.

Course Objectives:

1.     To make students understand the basic nature of economics.

2.     To give students an idea as to how economics is different from other subjects they learn such as accountancy, banking, marketing etc.

3.     To create in the minds of students sufficient interest in economics so that they may be encouraged to learn more about this science in future and this may also help them feel comfortable while studying economics at a higher banking diploma level.

4.     To create awareness among students about economics being taught in     classrooms and how far it is close to their day-to-day life.

Learning outcomes:

By the end of the course students will be able to

-          Define what is meant by ‘economics’ and understand the nature of economic problem and the relationship between scarcity and choice.

-          Define demand and supply and market equilibrium.

-          Outline the importance of elasticity and identify the factors affecting elasticity of demand.

-          Explain the differences between a market economy and a planned economy.

-          Define the different types of costs and revenues as well as the concept of profit maximization.

-          Understand how national income is measured and what is meant by the various definitions of national income.

Application Pedagogy:

Lecture format will include discussions, group work, writing, presentations,  visual and audio learning as necessary. Student will be expected to participate actively in all teaching and learning activities. Students will be expected to read the text or other assigned recommended readings by the instructors.

Grading:

Attendance:

Attendance and participation in all classes is essential in order to capture the full learning experience and is considered an important part of EIBFS academic requirements. Instructors regularly take attendance and submit reports to academic advisors. Students are advised to refer to the Students’ Handbook for more details on EIBFS’s attendance policy.

Bibliography:

Text Book:

Introduction to Economics, Text book prepared by EIBFS Faculty Book.

References:

1.     Stanley Brue and Campbell McConnell, Essentials of Economics, 1^st edition, McGraw Hill, 2007.

2.     Daniel Hamermesh, Economics Is Everywhere, McGraw Hill, 2006.

Journals:

1. Journal of Economics.

2. Journal of Economics and Finance.

3. American Economic Review.

Website Resources:

www.whystudyeconomics.ac.uk

www.digitaleconomist.com

www.econlib.org

Course Description:

The course provides students with an understanding of the communications and interpersonal skills needed to effectively manage customer and colleague interactions. It studies the human behavior in organizational settings in  business organization, and behavior and motivation in groups. Theoretical  study in productivity tasks, communication, and environmental variables, power, leadership and development.

Course Objectives:

1.     To help students become successful relationship bankers.

2.     To make the students to quest for quality.

3.     On the whole, to become a successful employee as well as an effective person.

Learning outcomes:

In the end of this course students will able to:

-       Explain the concept of the organizational behavior.

-       Describe the core concepts of  organizational behavior.

-       Identify the two aspects of individual behavior: personality and intelligence.

-       Recognize the various theories that attempt to provide explanation of what   motivates people

-       Identify the terms of group and team.

-       Explain the management of organization development and understand models and change.

Application Pedagogy:

Lecture format will include discussions, group work, writing, presentations.Students will be expected to participate actively in all teaching and learning activities. Students will be expected to read the text or other assigned recommended readings by the instructors.

Grading:

Attendance:

Attendance and participation in all classes is essential in order to capture the full learning experience and is considered an important part of EIBFS academic requirements. Instructors regularly take attendance and submit reports to academic advisors. Students are advised to refer to the Students’ Handbook for more details on EIBFS’s attendance policy.

Bibliography:

Text Book:

Introduction to Organizational Behavior Dick/ Ellis 3^RD Edition McGraw Hill 

References:

1.     Organizational Behaviour McGraw-Hill McShane/Glinow 3^rd Ed

2.     International Dimensions in Organisational Behaviour  Nancy Adler SouthWestern Learning/Thomson 4^th Edition

Website Resources:

www.mcgraw-hill.co.uk 

Course Overview:

The course aims to build on what students learned in General English while deepening their ability to use and understand the language of banking and finance.  Students’ independent research and presentation skills are also improved.

Course Objectives:

1.     Introduction of grammar structures to describe processes, possibilities and analysis.

2.     Introduction of specialized vocabulary for economics, customer service, and ethics.

3.     Students will be able to research and write report papers on various topics and give presentations based upon their findings.

Learning outcomes:

By the end of the course students will be able to :

1.     Present financial results

2.     Chair and participate in meetings

3.     Write an evaluative report on a company.

4.     Use correct  vocabulary on money markets and monetary policy

5.     Describe a graph.

6.     Check and confirm information about financial products

Application Pedagogy:

Lecture format will include discussions, group work, writing, audio- visual and audio learning as necessary. Student will be expected to participate actively in all teaching and learning activities. Students will be expected to read the text or other assigned recommended readings by the instructors.

Grading:

Attendance:

Attendance and participation in all classes is essential in order to capture the full learning experience and is considered an important part of EIBFS academic requirements. Instructors regularly take attendance and submit reports to academic advisors. Students are advised to refer to the Students’ Handbook for more details on EIBFS’s attendance policy.

Bibliography:

Text Book:

Powerhouse Evans, Longman, incl study book and video resource book

References:

1.     English for International Business & Finance, Corbett, Cambridge University Press

2.     Business Banking, Mundell, MacMillan

3.     Banking Transactions, Radice, Phoenix ELT

Website Resources:

1. www.eslcafe.com

2. www.better-english.com

3. www.english club.com/business-english

Course Description:

The Course is designed as a preliminary exposure to the nature of banking, types of customers and the operations related to account opening and closing ,endorsements, remittances and  transfers.   The course provides the necessary background to the later detailed and advanced courses on the subject.

Course Objectives:

1. To have an overview of the banking system in UAE.

2. To understand the nature of legal relationships between the banker and the customer.

3. To know the various banking operations.

Learning Outcomes:

At the end of the course students will be able to:

1.     Present an overview of the banking system in UAE.

2.      Explain the nature of legal relationships between the banker and the customer.

3.     Describe different types of money, bank accounts and customers.

4.     Identify different features of a cheque and differentiate between different types of payment systems..

5.     Understand remittances and foreign exchange.

Application Pedagogy:

Lecture format will include discussions, group work, writing, presentations, computer exercises,. Student will be expected to participate actively in all teaching and learning activities. Students will be expected to read the text or other assigned recommended readings by the instructors. Apply this in their job training.

Grading:

Attendance:

Attendance and participation in all classes is essential in order to capture the full learning experience and is considered an important part of EIBFS academic requirements. Instructors regularly take attendance and submit reports to academic advisors. Students are advised to refer to the Students’ Handbook for more details on EIBFS’s attendance policy.

Bibliography:

Text Book:

EIBFS text book

References:

Modern Money and banking by Miller, Mc Graw Hill publication

Website Resources:

www. Ifslearning.com

www.centralbankofuae.uae.ae

Course Overview:

The course builds a strong foundation in basic accounting concepts and techniques. The course identifies business types, transaction recording using double entry book-keeping. It shows the preparation of income statement, balance sheet and statements of changes in financial position.

Course Objectives:

1.        This course helps students to understand the basic theoretical concepts of accounting.

2.        The course helps students to prepare different financial statements.

3.        The course enables students to understand other accounting concepts and treatments and the application and use of accounting tools to evaluate businesses.

Learning outcomes:

After Learning this course, Students should be able to:

1.     Describe and explain briefly the nature and scope of accounting.

2.     Describe, explain and accurately reflect the double entry book keeping principles and adjustments from books of original entry to the trial balance.

3.     Prepare a set of final accounts including the income statement, statement of retained earnings and a balance sheet

4.     Understanding the need for adjustment accounts and describes the adjusting entries relating to prepayment and accrued expenses

Application Pedagogy:

Lecture format will include discussions, group work, writing, audio- visual and audio learning as necessary. Student will be expected to participate actively in all teaching and learning activities. Students will be expected to read the text or other assigned recommended readings by the instructors.

Grading:

Attendance:

Attendance and participation in all classes is essential in order to capture the full learning experience and is considered an important part of EIBFS academic requirements. Instructors regularly take attendance and submit reports to academic advisors. Students are advised to refer to the Students’ Handbook for more details on EIBFS’s attendance policy.

Bibliography:

Text Book:

EIBFS Text

Website Resources:

1. www.eslcafe.com

2. www.english works.com

References:

1.     Wild, J Financial Accounting: Information for Decisions McGraw Hill

2.     Horngren/Harrison Accounting Pearson Prentice Hall

Periodicals

Journal of Accounting and Finance

Accounting Review

Course Description:

This course will provide  the essential topics of statistical tools and methods delivered in a student friendly, step-by-step format. The course provides good understanding of all statistical concepts which are illustrated with solved applied examples immediately upon introduction. It  will provide experience in collecting data, analyzing data, and the writing of statistical reports. Students will study statistical concepts through activities and projects which involve the collecting and analyzing of data. Techniques for summarizing, analyzing and interpreting large sets of data will also be discussed.

Course Objectives:

1.    This course enables students to gain a good understanding of basic statistics in business and the application of theory into practice.

2.    The course helps students to use Excel to develop and drive problem-solving skills.

3.    Provide students with knowledge required for the application of statistical methods to carry out business research and analysis.

Learning Outcomes:

By the end of the course the student will be able to :

-       Collect, organize, analyze, and interpret data various sources to arrive at a decision or conclusion.

-       Manage large quantities of data; using graphical presentations, allowing him/her to assess trends, concentrations, and variations in data observed.

-       Represent data by a central or average value measured through proper methods and highlight the dispersion of other values from the central or average value.  

-       Select some representative cases from total to study, saving time and cost, and estimate, on the base of sampled cases, the characteristics of entire population.

-       Discover the relationship, if any between two different variables set before him/her and then comment on the nature, level and strength of this relationship.

Application Pedagogy:

Lecture format will include discussions, group work, writing, presentations, computer exercises, visual and audio learning as necessary. Student will be expected to participate actively in all teaching and learning activities. Students will be expected to read the text or other assigned recommended readings by the instructors.

Grading:

Attendance:

Attendance and participation in all classes is essential in order to capture the full learning experience and is considered an important part of EIBFS academic requirements. Instructors regularly take attendance and submit reports to academic advisors. Students are advised to refer to the Students’ Handbook for more details on EIBFS’s attendance policy.

Bibliography:

Text Book:

BASIC STATISTICS for BUSINESS & ECONOMICS, 5^th edition, D.A. Lind, W.G. Marchal, S. A. Wathen, Publisher: McGraw Hill, 2006.

References:

Business Statistics Demystified, 1st Edition, Steven M Kemp, Sid Kemp, McGraw Hill, 2004.

Journals:

Journal of Statistics Education.

Website Resources:

http://www.mhhe.com

Course Description:

This course introduces the students to the basic legal principles and the legal environment of business in the UAE. Topics include important principles of law relating to contracts and agency, banker- customer relationships, regulatory framework of banks and forms of business organization.

Course Objectives:

1.     To provide students with a good understanding of the basic principles of banking and business law in general and the legal system in UAE.

2.     To improve students’ understanding of contractual terms and their importance in business and financial services.

3.     To develop students abilities of problem solving and critical thinking through study cases

Learning Outcomes:

On successful completion of this course, students should be able to:

-       Describe the various components of the UAE legal system, particularly the UAE court system and the sources of our law;

-       Explain  the fundamental concepts and key principles related to contract law, agency law and companies law;

-       Describe  the regulatory framework for banking in the UAE;

-       Explain  the legal aspects of the  banker –customer relationship;

-       Compare and contrast the different business structures under the Commercial Companies Law;

-       Analyze simple hypothetical case problems relating to contracts by applying the law to a given set of facts.

Application Pedagogy:

Lecture format will include discussions, group work,  presentations, as necessary. Student will be expected to participate actively in all teaching and learning activities. Students will be expected to read the text or other assigned recommended readings by the instructors.

Grading:

Attendance:

Attendance and participation in all classes is essential in order to capture the full learning experience and is considered an important part of EIBFS academic requirements. Instructors regularly take attendance and submit reports to academic advisors. Students are advised to refer to the Students’ Handbook for more details on EIBFS’s attendance policy.

Bibliography:

Text Book:

Banking and Business Law Special Text book prepared by EIBFS faculty

(EIBFS Publication)

References:

1.     Anthony Liuzzo and Joesph Bonnice, Essentials of Business Law, 6^th edition, McGraw Hill, 2007.

2.      E.P. Ellinger,Eva Lomnicka, and Richard Hooley, Ellinger's Modern Banking Law  4^th edition, Oxford University Press, 2005.

3.     Brian Cave LLP, Business Laws of the Middle East: United Arab

4.     Emirates, Kluwer Law International,2000.

Journals:

1. Business Law Journal.

2. Banking Law Journal.

3. International Financial Law Review.

Website Resources:

1.     www.altaimimi.uae.ae

2.     www.centralbank.ae 

3.     www.educationlaw.org

4.     www.gulf-law.com

Course Description:

Role of Customer Service in the Banking sector , definitions of all aspects of service and customer and team building to build a solid base for the service provision to the working environment, it also describes processes and theories with contribute to the understanding of the working flow and the provision of service in terms of goods and services. The  importance of maintaining a good team, furthermore it  stresses on the importance of customer satisfaction of Internal and  external customers.

Course Objectives:

1.      Create awareness on the true meaning and importance of Service.

2.     Introduce the various types of customers and the importance of the customer.

3.     Couch on the paradigm shift and setting mind sets on several matters.

4.      Enhance the importance of customer satisfaction through service and team building.

5.      Transform theoretical theories into processes and practices in the working environment.

6.      Stress on the importance of professionalism and its effects in handling customers.

Learning outcomes:

After completing the course students will be able to:

-       Differentiate between a transaction banker and a relationship banker.

-       Explain Maslow’s Hierarchy of needs in relationship to banking

-       Identify professional and unprofessional behaviors at work

-       List the factors that affect a customer’s choice of banks.

Application Pedagogy:

Lecture format will include discussions, group work, writing, presentations, computer exercises, visual and audio learning as necessary. Student will be expected to participate actively in all teaching and learning activities. Students will be expected to read the text or other assigned recommended readings by the instructors.

Grading:

Attendance:

Attendance and participation in all classes is essential in order to capture the full learning experience and is considered an important part of EIBFS academic requirements. Instructors regularly take attendance and submit reports to academic advisors. Students are advised to refer to the Students’ Handbook for more details on EIBFS’s attendance policy.

Bibliography:

Text Book:

EIBFS Text Book.

References:

Services Marketing, 3^rd edition, Valarie Zeithaml and Mary Jo Bitner, McGraw Hill, 2003.

Journals:

1. Journal of Marketing.

2. Journal of marketing Education

Course Description:

Practical training in an Financial Institution is an essential requirement for Banking Diploma students. Each student who is currently not working in a bank shall be assigned to work, learn and train himself/herself in banking operations in general and in banking operations, products and services in particular in an finance institution for a period of two months. Students will gain a thorough understanding through hands-on training and create a good application of the theoretical studies. Each student will be assigned a faculty member who will follow up on his/her progress at the workplace.

Objectives:

1.     To make the student aware of the latest developments in the field of  banking and finance.

2.     To ensure that the student has acquired sufficient skills and mastery in the field of banking and finance.

3.     To create an ability among the students for carrying out  banking operations.

4.     To train the students in banking products and services.

5.     To enhance the students' abilities and competence in critical thinking and decision making through an on-job training course.

Application Pedagogy:

On-Job-Training in the Banking and Financial Institutions.

Grading:

A student’s performance at the training is graded on a scale ranging from ‘Excellent to Failure’, depending on overall rating during the training period as per the “Training Appraisal Form”.

Students who are already working in a bank and doing only the field training project will be graded on the similar scale for the project counting for 100% of their grade.

Students are required to submit a report at the end of the training course and make a presentation to classmates in the lecture room. The overall grading and assessment of this course stem from the academic supervisor and work placement supervisor, as well as the report and presentation. 

More details are provided in the Practical Training Manual.

Attendance:

Attendance and participation in all work duties is essential in order to gain a good working experience and is considered an important part of EIBFS academic requirements. Work Supervisors regularly take attendance and submit reports to academic advisors. Students are advised to refer to the Students’ Handbook for more

Course Description:

The course contains an overview of the discipline of marketing, the evolution of the marketing concept, and the interface of marketing with other major organizational functions. The functions and institutions of marketing are related to the controllable variables of product, price, distribution, and promotion. Emphasis is on adapting to uncontrollable domestic and international environments by adjusting the controllable marketing variables

Course Objectives:

1.     To know the general principles of marketing

2.      To understand the linkages between marketing and other function of the bank.

3.     To understand the application of marketing principles and techniques to bank marketing.

Learning outcomes:

By the end of the course students will be able to:

-   Define customer needs and wants; customer value and satisfaction; market and marketing; and marketing management

-   Differentiate between selling and marketing

-   Define market segmentation, market positioning, and marketing mix

-   Highlight the role of Total Quality Management in marketing

-   Highlight the different stages of a product life cycle

-   Define and provide a rationale for market research

-   Explain the personal selling process

Application Pedagogy:

Lecture format will include discussions, group work, writing, presentations, visual and audio learning as necessary. Student will be expected to participate actively in all teaching and learning activities. Students will be expected to read the text or other assigned recommended readings by the instructors.

Grading:

Attendance:

Attendance and participation in all classes is essential in order to capture the full learning experience and is considered an important part of EIBFS academic requirements. Instructors regularly take attendance and submit reports to academic advisors. Students are advised to refer to the Students’ Handbook for more details on EIBFS’s attendance policy.

Bibliography:

Text Book:

 Principles and practice of Marketing, by David Jobber, Mac Graw Gill, 2004

References:

1.     The marketing game by Charlotte Mason and William Perreault

2.     Preface to Marketing management by J. Paul peter, 2005

Website Resources:

     www.mcgraw-hill/textbooks

Course Overview:

The course aims to introduce the specialized language of banking and finance. The course contains background information on international banking. Material is divided into thematically linked units Students are exposed to a variety of different realistic source material and are expected to respond both in written and spoken form.

Course Objectives:

-       To acquire  the language for describing the bank organization and performance

-       To  enhance the ability to understand and discuss banking news and trends as presented in the media.

-       To enable the students to be able to write various report papers and correspondence   on  specialized banking topics

Course Description:

The course is classroom based and follows a communicative model of efl teaching. Each of the 6 thematically linked units deals with up-to-date topics and various activities designed to match the needs and interests of the students..

Learning outcomes:

By the end of the course students will be able to

-       Present financial results

-       Chair and participate in meetings

-       Write an evaluative report on a company.

-       Use correct  vocabulary on money markets and monetary policy

-       Describe a graph.

-       Check and confirm information about financial products

Application Pedagogy:

Lecture format will include discussions, group work, writing, audio- visual and audio learning as necessary. Student will be expected to participate actively in all teaching and learning activities. Students will be expected to read the text or other assigned recommended readings by the instructors.

Grading:

Attendance:

Attendance and participation in all classes is essential in order to capture the full learning experience and is considered an important part of EIBFS academic requirements. Instructors regularly take attendance and submit reports to academic advisors. Students are advised to refer to the Students’ Handbook for more details on EIBFS’s attendance policy.

Bibliography:

Text Book:

EIBFS Textbook

References:

1.     Business Banking, Mundell, MacMillan

2.     Banking Transactions, Radice, Phoenix ELT

3.     English for International Banking and Finance, Corbett, CUP

Course Description:

The Course is designed as an advanced course to expand the basic knowledge of banking the students are already exposed to. The course particularly gives a strong  background on lending principles and practices which is the core activity of  banks.

Course Objectives:

1.     To study the various products and services offered by the modern bank.

2.      To understand the credit appraisal mechanism in greater detail.

3.     To appreciate the bank profitability aspects.

Course Objectives:

By the end of the course students will be able to:

-       List and categorize factors affecting bank’s profitability

-       Compute various ratios involved under the five  critical management variables

-       Draft a theoretical framework of a typical commercial lending process including  listing  of documentary prerequisites required for various types of borrowers

-       Assess the project’s s economic viability by employing  quantitative techniques of project appraisal ( NPV, payback, IRR , cash flow

-       Assess the credit worthiness of commercial and 

-       personal borrowers by computing financial ratios 

-       credit scores

Application Pedagogy:

Lecture format will include discussions, group work, writing, presentations, computer exercises, visual and audio learning as necessary. Student will be expected to participate actively in all teaching and learning activities. Students will be expected to read the text or other assigned recommended readings by the instructors.

Grading:

Attendance:

Attendance and participation in all classes is essential in order to capture the full learning experience and is considered an important part of EIBFS academic requirements. Instructors regularly take attendance and submit reports to academic advisors. Students are advised to refer to the Students’ Handbook for more details on EIBFS’s attendance policy.

Bibliography:

Text Book:

EIBFS text book

References:

Modern Money and banking by Miller, Mc Graw Hill publication

Website Resources:

1. www. Ifslearning.com

2. www.centralbankofuae.uae.ae

Course Description:

The course gives a comprehensive review of the format, terminology and underlying valuation concept used on the preparation of financial statements.  In addition, student will be equipped with the tools of analysis and techniques to look behind the numbers in the accounts and prepare report on the financial result.

Course Objectives:

§   To demonstrate the relationships between the components of the financial statements.

§   To improve students’ ability evaluate business performance and use financial information in the decision making process.

§   To apply the new tools and techniques in solving problems.

Learning outcomes:

At the end of the course students will be able to:

-       Explain he origin and entries for the statement of cash flows.

-       Explain how financial statements are analyzed to measure performance.

-       Differentiate the various uses of financial statement analysis by different types of users.

-       Discuss the principal tools used by analysts of financial statements.

-       Transform absolute-dollar financial statements into common size financial statements and explain how the results help financial statement users.

-       Compute the ratios that determine a firm’s capital structure and liquidity, long-term solvency and discuss how the ratios are used.

-       Calculate & analyze the break even point.

Application Pedagogy:

Lecture format will include discussions, group work, writing, presentations, computer exercises, visual and audio learning as necessary. Student will be expected to participate actively in all teaching and learning activities. Students will be expected to read the text or other assigned recommended readings by the instructors.

Grading:

Attendance:

Attendance and participation in all classes is essential in order to capture the full learning experience and is considered an important part of EIBFS academic requirements. Instructors regularly take attendance and submit reports to academic advisors. Students are advised to refer to the Students’ Handbook for more details on EIBFS’s attendance policy.

Bibliography:

Text Book:

EIBFS Text

References:

1.     John Wild, Madison Subramanyam, and Robert Halsey, Financial Statements Analysis, 9^th edition, McGraw Hill, 2007.

2.     Stephen Penman, Financial Statements Analysis and Security Valuation, 2^nd edition, McGraw Hill, 2004.

Website Resources:

1.     http://www.mhhe.com

2.     www.teachmefinance.com

3.     www.yahoo.com/finance/financial rations.

Software:

1.     Text book C D.

2.     Excel – Worksheet.

Journals:

1.     Journal of Financial Statements Analysis.

2.     Journal of Finance.

Course Description:

This course provides electronic banking activities in banks with emphasis on different authentication techniques, delivery channels for banking services and security issues. The course is designed to give a thorough understanding of the potentials of e banking in the present time of technological revolution which has brought a big change in the financial sector.

Course Objectives:

1.     To develop the basic understanding of e-banking specially in relation to banks.

2.     To provide the necessary skill set to work in e banking environment.

3.     To foster future vision and understanding of e-banking.

Learning outcomes:

At the end of this course the student should be able to:

-       Display an up-to-date awareness of emerging technologies, methodologies and tools, including novel portals such as WAP .

-       Critically appraise relevant trust and security issues and know different online authentication methods.

-       To gain a better understanding of how security issues affect consumer decisions to purchase over the Internet.

-       Recognize  advantages of online banking compared to traditional  banking

-       Understand  the growth of e-commerce and online payment systems.

Application Pedagogy:

Lecture format will include discussions, group work, writing, presentations, computer exercises, visual and audio learning as necessary. Student will be expected to participate actively in all teaching and learning activities. Students will be expected to read the text or other assigned recommended readings by the instructors.

Grading:

Attendance:

Attendance and participation in all classes is essential in order to capture the full learning experience and is considered an important part of EIBFS academic requirements. Instructors regularly take attendance and submit reports to academic advisors. Students are advised to refer to the Students’ Handbook for more details on EIBFS’s attendance policy.

Bibliography:

Text Book:

 E- Banking – EIBFS Text book, 2006

References:

1.     E- Commerce by Rayport. Mac Graw Hill, 2001

2.     Internet marketing by Richardson, Mac Graw Hill, 2000

Website Resources:

www.mebank.uae.ae

Course Overview:

The Financial Markets course introduces the students to the basic concepts of the field of investments, the role and functions of money and capital markets as well as the financial instruments, both traditional (interest earning) or Islamic, traded in the UAE and International  markets.

Course Objectives:

The course introduces students, in particular, to the role and objectives of financial markets and the basic analytical techniques and assumptions underlying investment and financing decisions available to investors in these markets.

It also highlights the characteristics and structure of financial products traded in the money and capital markets. The course, moreover, focuses on Islamic products and discusses the specific similarities and differences found between traditional investment vehicles and their Islamic counterparts.

Course Description:

International and UAE Financial Markets discuss topics in financial management by streamlining theory with the financial industry in UAE. Real case studies and financial media coverage in UAE are used in the course to give students a feel of how they can apply the different theoretical and mathematical concepts of the material. So students are involved in gathering and analyzing relevant information with skill and understanding so that investment and financial decisions which increase the value of their businesses and individual investments can be made.

Learning outcomes:

By the end of the course students will be able to:

-   Define customer needs and wants; customer value and satisfaction; market an

   marketing; and marketing management

-   Differentiate between selling and marketing

-   Define market segmentation, market positioning, and marketing mix

-   Highlight the role of Total Quality Management in marketing

-   Highlight the different stages of a product life cycle

-   Define and provide a rationale for market research

-   Explain the personal selling process

Application Pedagogy:

Lecture format will include discussions, group work, writing, presentations, computer exercises, visual and audio learning as necessary. Student will be expected to participate actively in all teaching and learning activities. Students will be expected to read the text or other assigned recommended readings by the instructors.

Grading:

Attendance:

Attendance and participation in all classes is essential in order to capture the full learning experience and is considered an important part of EIBFS academic requirements. Instructors regularly take attendance and submit reports to academic advisors. Students are advised to refer to the Students’ Handbook for more details on EIBFS’s attendance policy.

Bibliography:

Text Book:

EIBFS Textbook

References:

1.     Ross Stephen, Westerfield Randolph W., Jordan Bradford D., Roberts Gordon, Fundamentals of Corporate Finance, 5^th Canadian Edition, McGraw-Hill, Ryerson, 2005.

2.     Riehl Heinz, Rodriguez Rita, Foreign Exchange Markets, A Guide to Foreign Currency Operations, McGraw-Hill Book Company, New York, 1977.

3.     Bahrain Monetary Agency (BMA), Islamic Banking and Finance in the Kingdom of Bahrain, BMA, 2002.

Website Resources:

1. www.euromoney.com

2. Dubai Financial Market Website

3. Abu Dhabi Financial Market Website

4. www.topfinancialnews.com

Course Description:

The Financial services industry is expanding day by day with many new and innovative services. The course is designed to present an understanding about different financial Institutions and their services. It   provides an overview of such services the knowledge of which is a must for modern day banker.

Course Objectives:

1.     To understand the process of financial intermediation and dis- intermediation.

2.     To have a thorough knowledge of expanding financial services industry.

3.     To develop a perspective regarding the new opportunities emerging for banks in the financial sector.

Learning outcomes:

-       Define and explain the role of financial institutions in the financial system

-       Describe the major activities of a bank

-       Differentiate between banks, non banking finance companies, merchant banks and insurance companies in terms of their activities and roles

-       Define and describe the advantages of a mutual fund

-       Explain the principles and products of Islamic  

Application Pedagogy:

Lecture format will include discussions, group work, writing, presentations, Students  will be expected to participate actively in all teaching and learning activities. Students will be expected to read the text or other assigned recommended readings by the instructors.

Grading:

Attendance:

Attendance and participation in all classes is essential in order to capture the full learning experience and is considered an important part of EIBFS academic requirements. Instructors regularly take attendance and submit reports to academic advisors. Students are advised to refer to the Students’ Handbook for more details on EIBFS’s attendance policy.

Bibliography:

Text Book:  EIBFS Text Book

References:

Marketing of Financial services, Chartered Institute of Bankers, UK

Website Resources:

 www.mhhe.com